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February 28, 2020 - 07:12 AM
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February 28, 2020 - 07:11 AM
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February 28, 2020 - 07:07 AM
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February 28, 2020 - 07:06 AM
Jeana from South Georgia
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  One narrative not depicted in residential property marketplace reports are the growing ranks of home buyers who can't afford to buy a house, even if they wanted to. I predicted in mid-2004 that these imperceptible first-time buyers, whose presence is not reported in housing statistics could have a slowing effect on future home sales, at all levels.The imperceptible buyer while out of sight, should not be out of mind. These off-the-radar housing consumers pose big implications for all in the housing market. Without first-time buyers, even the ones that are looking to sell to move-up or even move-on, can not. According to a March 2007 nationwide survey conducted by Bankrate.com, affordability is the number one motive that is restraining renters from buying a home.With home appreciation much out pacing growth of personal incomes, Virtually forty-percent of first-time property buyers at the Bankrate.com poll stated that they simply can not afford the current home prices. Now, faced with higher prices, they believe that owning the American dream is out of reach. Real estate is a food chain, choose 1 component out and it ripples throughout the market. Even upper-bracket home sellers aren't immune from the basic first-time, entry level home buyer. In case the first-timer can not enter the marketplace to purchase, then the move-up buyers that wish to sell and purchase a more desired home can not. Eventually using the move-up's stalled in neutral, even those needing to make the final move-up to the top bracket home of their dreams have a holding pattern because well.What's will be the end result of this affordability gap? An increase in lease-to-own real estate contracts, shrinkage in the size of new homes ( as I called in my 2006 yearly survey"What's In, What's Out with Homebuyers"), and a gain in multiple relative ownership of single-family properties. In addition, I see first-time home buyers moving to markets where home is more affordable at entrance levels.As...
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February 28, 2020 - 07:04 AM
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February 28, 2020 - 07:02 AM
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